If you do NOT have health insurance, you can be covered by January 1. If you want to know if you are eligible for FREE HEALTH INSURANCE, check out the Kaiser Family Foundation health insurance calculator. You need to SIGN UP BY DECEMBER 15 for a January 1 start date.
If you CAN get free insurance, it will probably be an expanded Medicaid coverage. I would call rather than use the internet. Call early in the morning on a Tuesday, Wednesday or Thursday for fastest service. (How to do this varies from state to state. But Kaiser should tell you how to get started.)
If you make over $50,000 per year ($100,000 per year for a family of four), I would call a health insurance agent. It is always best to use an experienced professional to solve complex problems, such as which plan to choose.
PANIC IS NOT HELPFUL.
I can not experiment with the health care sites as I get Medicare and am, therefore, covered.
We should all be grateful to the Kaiser Family Foundation for their health care calculator. It looks like the government web sites are for SERIOUS SHOPPERS ONLY.
DO NOT KEEP A POLICY THAT WAS CANCELLED. Cancelled policies do not meet minimum standards. If your policy was cancelled, call an insurance agent and find a qualifying health insurance policy.
The number of choices is HUGE. Sometimes choice is overwhelming. If you are overwhelmed, CALL 1-800-706-7893.
THE HEALTH YOU SAVE COULD BE YOUR OWN.
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